570-374-9621 | 595 S High Street Selinsgrove, PA 17870
INSURANCE QUESTIONS
Know Your Rights
Dealing with the stress of a collision is hard enough without trying to figure out how your accident insurance works. Here are some answers to frequently-asked questions about insurance policies.
Will the insurance company guarantee your work?
We guarantee our own work, but the insurance company does not have the legal right to guarantee a third party's work.
Who pays for repairs?
It depends on the circumstances. If you were at fault, but have comprehensive or collision insurance, the insurance company would pay the costs minus your deductible. If the other party was at fault, their insurance company should pay.
Do I have to accept the insurance company's appraisal of damage?
No. Check the "Appraisal Clause" in your policy if you have differences with their appraisal. It allows you and the insurance company to gather an opinion from an appraiser you both agree upon, or a third-party "Umpire" if you cannot agree.
Do I have the right to a rental car?
If you have purchased rental car coverage and were not responsible for the accident, you may seek reimbursement from the insurance company or, if another driver was responsible for the accident, their insurance company.
If you do not have rental car coverage and were responsible for the accident, you have no grounds to ask for reimbursement. If the other driver was liable, you can generally seek reimbursement from their insurance company.
Want more information on your rights? To make an appointment, call us at 570-374-9621 or make an appointment online!
Testimonials
Elda Hricko, 03/10/2023
I had a check engine on light for a while and my car was having issues starting and dying while idling. They were super thorough in checking for all possible issues, and they were not quick to charge me for a part before being absolutely sure. I had to move rather far away before they could finish work on it, but I'm still very happy with the service I received! In addition, they were happy to email me a copy of my receipt with detailed info on the work they performed after I called because I lost the original receipt.